ABOUT OUR TEAM

Jonathan Howard

Jonathan is a Chartered Financial Planner and has worked with in Financial Services for over 30 years. His close work with individual clients and business owners over the years, has meant he has been appointed as Trustee or Executor to a number of clients.

With sale of his firm (Carnelian Capital Management Limited) to Richmond House Group, Jonathan has taken on the role of CEO to guide the business through the exciting period of being part of the IWP group of financial planning firms. When not working, Jonathan enjoys watching football, drinking wine and spending time in Italy.

Nigel Taylor Cert PFS, Dip FA

Nigel advises private individuals and businesses owners about the creation and preservation of wealth, including succession planning.

Nigel has been a Director of the Hertfordshire Chamber of Commerce, as well as a firm of city stockbrokers. He joined Richmond House in July 2011 and brought with him 45 years of in-depth professional financial experience gained both in the city and in our local area. He has extensive knowledge of global stock markets, and the expertise and market insight he gained as a London city stockbroker advising trustees of corporate pension schemes, and UK charities on direct investments, has greatly benefited our clients. He rightly prides himself on being able to make complicated subjects accessible and simple to understand. He is particularly skilled at building long-term relationships with his many clients, helping them make the right decisions about their wealth, and enabling them to achieve their lifelong personal financial objectives. Away from the office, as well as enjoying time spent with his family, he is a very keen golfer playing off 13, and an enthusiastic gardener.

Neil Dainton Dip PFS

Neil helps clients to understand the perceived complexities of pensions and investments so that investors can feel comfortable about their future.

After having worked in financial services for over 25 years, Neil’s belief in putting the client first and caring about what he accomplishes for them transcends everything he does every day. This philosophy has resulted in him adapting, evolving and constantly learning new niche areas of advice so that he is well able to meet client needs. Final salary pension scheme transfers are a prime example, a complex area where most advisers fear to tread. He works with accountants on small self-administered pension schemes, and lawyers in relation to investment advice on divorce and pension sharing orders. He once resolved a client pension issue between two pension providers and HMRC! He has found over the years that there are a lot of areas that people ‘pull the shutters down on’ as they are perceived as ‘too complex’. He uses plain English and de-mystifies topics in a very user-friendly way. Outside of work, Neil is keen on golf (although he’s never sure that golf is that keen on him!) and enjoys an active social life.

Kristina Bailey DipFA CeMAP

Kristina Bailey is a Financial Planning Consultant who is proud to be working for Richmond House Wealth Management, and who offers independent advice across a range of financial needs, keeping the client at the heart of everything she does.

Kristina has worked in financial services for the last 23 years, mainly specialising in working with private clients. She has a wealth of experience in financial planning, and provides a holistic range of solutions, including pensions, tax-efficient investments and protection plans. She offers a simple approach to often complicated situations, priding herself on her work ethic and her professionalism. Her passions are varied, from regular Zumba classes to running and equestrian activities. In addition, she loves to cook for her friends and family, although feels that her culinary skills could be improved.

John Merrifield Dip PFS, Cert CII (MP)

John is a Financial Planning Consultant at Richmond House, and is proud to work for one of Hertfordshire’s leading financial advice and investment management companies.

John has over 28 years’ experience in the financial planning profession and has previously worked for some of the largest organisations in the field. During that time, he has specialised in tax efficient investment strategies, utilising the full range of solutions available. Inheritance Tax planning is a particular focus of his, helping clients to pass wealth down to the next generation rather than to the Chancellor of the Exchequer. He is passionate about providing his clients with an excellent ongoing service and building long-term relationships with his clients and their family members. John is an avid motorsport/Formula 1 fan and a member of Goodwood Road Racing Club, where he combines his love for period racing whilst providing advice to some well-known retired racing drivers. John also supports two charities, the PSP Association and more locally, The Watford New Hope Trust.

Daniel Robertson

Daniel is a Chartered Financial Planner, with 10 years of experience in the financial services industry and he takes pride in building long-term trusted relationships.

He works with clients, who are typically families, professionals, and business owners based in Hertfordshire, London, and the surrounding Counties, and advises them on a broad range of areas including; pensions, investments, protection, and estate planning. Where Daniel adds the most value is in taking the time to fully understand his clients and their needs, goals, and ambitions and then helping create a robust financial plan to help reach these objectives. Outside of work, Daniel enjoys playing squash, travelling and is a keen motorcyclist.

Tom Broadhurst ACA, CFA

Tom is an investment manager of the Richmond House Group risk-targeted multi-manager fund range.

Tom has nearly 20 years’ experience of financial markets, progressing from audit and accounting to middle office oversight, fund manager research and portfolio construction. He has a broad knowledge of the fund management industry, gained from eight years of selecting and meeting fund managers at Legal & General for various portfolios and panels. Aside from investing, he is a keen runner and rugby fan. He enjoys walking Skippon, his black Labrador, and trips to the pub. Of course, sometimes, there is the opportunity to indulge both pastimes at the same time.

Wendy Devlin Dip CII, CIFA, CeMAP, MP&ER

Wendy advises private clients, specialising in long-term care and pension planning, and has helped many businesses achieve their long-term goals whilst keeping them compliant with workplace pensions.

Wendy is a highly experienced and qualified adviser who has worked in the corporate sector for over 10 years, and is currently close to obtaining Chartered status. In the two years since joining Richmond House she has qualified in the specialist area of long-term care advice. She also has a great deal of experience working with business owners in both protecting their wealth and extracting it tax-efficiently. She lives in Clifton and is actively involved with her local hockey club as Ladies club captain. Although she no longer plays, she now has time to watch her son play who is far better than she was!

Peter Murphy Dip PFS

Peter advises employers on providing value-for-money benefits packages that help recruit and retain high-quality staff, as well as ensuring staff are aware of the schemes they benefit from, and appreciate the investment being made by their employer in them.

An independent financial adviser for nearly 25 years, Peter cut his teeth with two (now defunct) insurance companies between 1984 and 1992, then moved to the role of adviser and gravitated towards providing corporate financial advice. He advises companies small to large on staff benefits including pension schemes, group life insurance and group income protection. Peter appreciates that no two companies are the same, and that employee benefits packages must be tailored to the needs of both employer and employee. A part of his role involves dealing with the staff of these companies, ensuring they know how to make the best use of the schemes available to them. He also helps companies mitigate their risks by introducing them to keyperson insurance and shareholder protection policies. When not at work, Peter can be found cycling the highways and byways of Buckinghamshire and adjoining counties, and oscillating between delight and frustration at the ups and downs of Warwickshire and England cricket.